Contents:
- Medical Video: Helping a child cope with a long hospitalization
- Preparation before hospitalization
- 1. Contact an insurance company
- 2. Prepare onions - important items that need to be brought
- 3. Prepare unexpected costs
- 4. Follow the procedures that apply
Medical Video: Helping a child cope with a long hospitalization
No one in this world wants to get sick. But when it happens to yourself and to the people closest to you so that you need to be hospitalized, you must be panicking and confused. In order not to frenzy, read this article first to find out what preparations you need to do before undergoing hospitalization.
Preparation before hospitalization
1. Contact an insurance company
Before the list of hospitalizations, you should first contact the health insurance consultant where you registered. They will explain various things that you need to take care of and prepare. In addition, they will also tell you whether the maintenance costs are fully covered according to the agreement, or there are other costs that you need to pay. So, try to dig deeper into the details of health services facilitated by your insurance.
This way, you can know for sure and discuss it directly.
2. Prepare onions - important items that need to be brought
Before going to the hospital, you need to prepare the personal belongings needed. Be sure to bring all needs such as:
- Hospital member card (if any).
- Personal identity of patients and companion patients such as KTP, both original and photocopying.
- Original health and photocopy insurance card.
- Bring medical records relating to your current care, such as X-ray results, blood test results, and so on.
- Reference letter from a previous health facility (if any).
- Medicines that are being consumed.
- Personal equipment such as changing clothes, and toiletries such as toothbrushes, towels and soap.
3. Prepare unexpected costs
Even though you already have health insurance, preparing unexpected costs is something that must be included in the preparation list. Sometimes there are certain things outside the insurance agreement that are apparently needed. This requires a fee that you need to prepare from your personal pocket.
For example, if it turns out that the room in accordance with the agreement in the policy is not available, you can choose whether you want to go up one level above or down one level below. If you want to go up to class, then you must be prepared to bear the remaining room costs.
In addition, if you use government insurance facilities such as BPJS Kesehatan and need drugs that are outside the list that are financed, then you also need to spend the costs yourself.
4. Follow the procedures that apply
If you have insurance, you really no longer need to worry about financing problems. However, there are some cases where private and government health insurance participants such as BPJS cannot claim the cost of care and must pay for their own payments due to incorrect procedures.
This is usually caused by a lack of knowledge about health insurance that you have. Therefore, try to fully understand the procedure for claiming compensation that applies to hospitalization and make sure to follow the bureaucratic flow correctly.
