Contents:
- The cost of treating a stroke in the hospital is not small
- Are the costs of treating a stroke covered by health insurance?
Healthy is expensive, because medical expenses can swell and drain your pocket. Stroke is a disease that requires expensive medical expenses. Indeed, what are the treatments that need to be done and how much stroke treatment costs are needed?
The cost of treating a stroke in the hospital is not small
Stroke is a disease that occurs when the blood supply to the brain is disrupted or completely reduced, so the brain lacks oxygen and nutrients. Within minutes, brain cells begin to die.
Stroke is one of the most feared diseases, because it can cause permanent damage and even cause death. At present, stroke is the third cause of death in the world.
According to Dr. Sukono Djojoatmodjo, Sp. S., a neurologist from Premier Jatinegara Hospital, not infrequently stroke patients eventually experience lifelong disabilities, and the families of patients must be prepared to provide inexpensive fees.
The cost of treating a stroke can be different for each hospital. In the National Brain Hospital for example, the cost of stroke treatment for one treatment starts from two million rupiah. While at the Pertamina Central Hospital, the cost of a single stroke treatment is around 1.5 million rupiah.
Treatment of stroke obtained by patients usually consists of treatment when an attack occurs until post-attack rehabilitation.
Meanwhile, according to Dr. Sukono, three months after the stroke, medical expenses that must be spent at least reached hundreds of millions. Because, after a stroke occurs, patients still need a series of treatments that do not cost a little.
It is estimated that the cost of treating a stroke can reach around 150 million rupiah, even in cases of heavier strokes that can reach around 450 million rupiah.
Are the costs of treating a stroke covered by health insurance?
The medical expenses covered by health insurance usually vary, depending on the choice of insurance you take.
In the insurance claim agreement or insurance policy will be written what medical costs will be borne. In cases of stroke, health insurance can cover all or part of the cost of treatment.
Therefore, it is important to really understand the insurance package that you take and carefully read the insurance agreement.
These costs usually include the cost of medicine, various health tests, recovery therapy, hospital fees if hospitalizations, and other fees. All of this depends on the amount of premium you pay and the agreement between you and the insurance company.
However, usually if you use BPJS insurance, the cost of treating a stroke can be borne together, which means that the BPJS does not cover 100 percent of the costs of treating a stroke.
