Contents:
- Medical Video: You NEED a design contract for freelancing!
- Guidelines for choosing and making health insurance for casual workers
- 1. Understand your goals for making your own health insurance first
- 2. Consider a number of things before making health insurance
- 3. How to register to become a member of health insurance
Medical Video: You NEED a design contract for freelancing!
Being a freelancer or freelancer might be an option for some people. Especially because working time is more flexible, can work in several companies, or because they have the opportunity to earn more income. Unfortunately, because it is not bound by the company, health insurance certainly will not be managed by the company. Then, how do you choose and make health insurance for casual workers? See the following guidelines.
Guidelines for choosing and making health insurance for casual workers
Any work, including freelancers need to have health insurance. Why? Health is important for everyone. In order for your health insurance to be in accordance with your finances and not burden you, follow the steps below.
1. Understand your goals for making your own health insurance first
Being a worker, especially often overtime can make your body tired and easily sick. Well, this condition also applies to freelancers though, although it is not mandatory to enter the office and not be regulated by working hours. So, the risk of any disease can occur at any time.
Well, have health insurance, including in your financial planning and health. Health insurance can help alleviate the cost of medical treatment if one day you fall ill. You are also easier to get better treatment.
Freelancers generally do not receive health insurance from the company. That is why if you already understand that health insurance is important, you must rely on yourself to register yourself as a member of a health insurance company.
2. Consider a number of things before making health insurance
Choosing health insurance, may not be arbitrary. Because later it will be borne and you; what services you get, what obligations you need to fulfill, and of course facilitate your health access or not.
So, there are a number of things that you need to pay attention to before setting your heart on one health insurance, such as:
Learn general knowledge about insurance
Once you know the purpose of having insurance, you must know the basic knowledge of insurance. You can find out about premiums, ceilings, health facilities, etc. so that you will help you choose the right insurance.
See the type of dependents and do a comparison
Every insurance company guarantees different health services. There are those who guarantee medical expenses, ranging from the cost of treating minor illnesses to critical illness surgery. In fact, there are also the costs of alternative medicine. But there are also those whose offerings are limited, for example providing guaranteed hospitalization, but not with drugs and doctor visits.
However, you need to know that more complete service guarantees will usually be subject to additional premiums (premiums) so that the fees that you have to spend become bigger. After knowing the types of dependents from several insurance companies, do a comparison.
Choose health insurance according to your needs and finances
Dropping a choice on one health insurance, requires a lot of consideration. Apart from the types of dependents, the credibility of the company, you also have to measure how well you can pay the premium.
Expenditures for contributions to be paid will certainly affect your finances. So, choose the amount of premium that you can afford later. Especially for those of you who are freelancers; salary and employment are not fixed.
3. How to register to become a member of health insurance
How to make health insurance both private and government, such as JKN KIS under the auspices of the BPJS is actually the same. You need to complete the data attaching some personal data files.
You can visit the nearest insurance office or register online. You can choose which access is easier for you. If you have registered for insurance, don't forget to follow all the rules and understand the policies of the health insurance you choose.
