Contents:
- Medical Video: What is a hospital cash benefit health insurance plan? | FAQ #07
- What is the type of insurancehospital cash plan?
- How does the type of insurance work?hospital cash plan?
- Insurance benefitshospital cash plan
Medical Video: What is a hospital cash benefit health insurance plan? | FAQ #07
For those of you who want to apply for health insurance, you might hear the termhospital cash plan. Yes, a hospital cash plan is a program in insurance that is said to offer many benefits and advantages. Come on, understand what that is hospital cash plan and how it works in this article.
What is the type of insurancehospital cash plan?
In general, there are two ways health insurance claims can be made, namely hospital cash plan and hospital benefit.
Hospital cash plan is a type of insurance that covers the costs of hospitalization and every doctor's action taken while being treated. Not only that, in some insurance providers, programs hospital cash plan also includes the cost of treatment in the ICU / ICCU room, surgery, and ambulance fees.
Choose insurance with hospital cash plan is a good thing, because customers can make several claims for the cost of the treatment carried out.
How does the type of insurance work?hospital cash plan?
Actually, different types of insurance hospital cash plan is a way to withdraw funds from customers.
Insurance fund disbursement system with hospital cash planisreimbursement, which means you have to pay hospital fees with personal money then the insurance company will replace it.
You only need to make a copy of the hospital's proof of payment and take it to the insurance company for the process of disbursing funds.
Funds received fromhospital cash planvery useful for those of you who are hospitalized. Although costs have been borne byhospital cash plan, You can still claim for other insurance companies such as BPJS.
Because this type of health insurance only requires a copy of the proof of hospital payment for disbursement of funds.
The disbursed funds will be adjusted to the insurance policy agreement, either the cost will be bigger or smaller. The insurance company will provide fees according to the agreement. In other words, if the funds disbursed are left over, then you can use them for other things.
Insurance benefitshospital cash plan
Here are some benefits of insurance hospital cash plan that you can get.
- As a complementary insurance that you already have, so as a precaution if you lack a health fee ceiling.
- You still get additional funds to complete your costs, even though you have already been paid by another insurance company.
- Can be used as a substitute for reduced income because of the cost of hospital care. This type of insurance is perfect for someone who has a profession as a trader or entrepreneur.
- The amount of the sum insured according to the program chosen is still paid, even though the cost is below the sum assured.
